QCC offers a variety of financial aid programs including scholarships, grants, loans and other forms of financial aid.
- Federal Pell Grant - This is gift aid awarded by the federal government to students demonstrating substantial financial need. Changes in enrollment status through the add/drop period will result in an adjustment to this award.
- Federal Supplemental Educational Opportunity Grant - This is a federally funded grant program. Recipients are selected by Quinsigamond Community College according to federal regulations that require SEOG be awarded to students with the lowest family contributions and greatest financial need, usually Federal Pell Grant recipients. Priority is also given to students enrolled in at least six credits.
- MA Cash Grant - This is a state-funded grant program designed to assist needy Massachusetts residents attending public colleges and registered for at least three credits. Eligibility is determined by the college according to state regulations. The Cash Grant cannot exceed the cost of tuition and fees.
- MassEducate - This is a program to fund free community college for students who have not yet earned a bachelor's degree and are either under 25 or have an Associates degree. This is a state funded grant available to both full-time and part-time (6+ credits each semester) students who meet Massachusetts residency requirements, have completed the FAFSA (or MASFA), and demonstrate financial need for tuition and fees after accounting for all forms of grant and scholarship aid. A book allowance may be included based on family income and amounts will vary based on level of enrollment. This program is available for Fall, Spring and Summer. There are time limits on how long a student may receive this funding type based on their program length.
- MASSGrant - This is a state grant awarded by the Commonwealth of Massachusetts to its residents with exceptionally high financial need. The state Office of Student Financial Assistance notifies residents of their eligibility and the college certifies this eligibility. Funds are not available until this certification is completed. You must be enrolled for a minimum of 12 credits to receive this grant. This program is available in the Fall and Spring semesters.
- MASSGrant Plus - This is a state funded grant available to both full-time and part-time (6+ credits each semester) students who meet Massachusetts residency requirements, have completed the FAFSA (or MASFA), and demonstrate financial need for tuition and fees after accounting all forms of grant and scholarship aid. A book stipend is included based on level of enrollment. Pell eligible students will be prioritized. Deadlines may be applied annually based on the amount allocated to the College by the state. This program is available in the Fall, Spring and Summer semesters while funds are available.
- MassGrant Plus Expansion - This is a program to provide additional financial assistance to students under the age of 25 who do not already have a college degree. This is a state funded grant available to students who meet Massachusetts residency requirements, have completed the FAFSA (or MASFA), and demonstrate financial need for tuition and fees after accounting all forms of grant and scholarship aid. Pell Grant eligible students may be enrolled full-time or part-time (6+ credits each semester). A book allowance is included for Pell Grant eligible students based on level of enrollment. Students who have an EFC between 6657 and 15000 must be enrolled full-time to qualify and will receive a reduced amount. This program is available for Fall, Spring and Summer. There are time limits on how long a student may receive this funding type based on their program length. Deadlines may be applied annually based on the amount allocated to the College by the state.
- MassReconnect - This is a program to fund free community college for adults 25 and older who do not already have a college degree. This is a state funded grant available to both full-time and part-time (6+ credits each semester) students who meet Massachusetts residency requirements, have completed the FAFSA (or MASFA), and demonstrate financial need for tuition and fees after accounting for all forms of grant and scholarship aid. A book allowance is included based on level of enrollment. This program is available for Fall, Spring and Summer. There are time limits on how long a student may receive this funding type based on their program length.
- Community College Nursing Scholarship - This is a program to fund free community college for students that do not already have a college degree who are pursuing certain Nursing and pre-Nursing programs. This is a state funded grant available to both full-time and part-time students who meet Massachusetts residency requirements, have completed the FAFSA, and demonstrate financial need for tuition and fees after accounting all forms of grant and scholarship aid. A book stipend is included based on level of enrollment. This program is available for Fall, Spring and Summer. There are time limits on how long a student may receive this funding type based on their program length. This program was discontinued after 2023-2024 once MassEducate was passed.
- MA Public Service Grant - Established to provide educational opportunity to family members in recognition of the hardship that a family experiences upon the loss of a parent and or spouse who is killed or missing in the line of public service duty in the Commonwealth of Massachusetts. The award value is equal to the college's full time tuition charge.
- Paraprofessional Teacher Preparation Grant - Provides financial assistance to paraprofessionals in a Massachusetts public school who wish to pursue teacher education and become certified to teach full-time in Massachusetts' public schools.
Tuition Waivers cannot exceed the amount of tuition charged each term. Unless otherwise stated, a tuition waiver does not apply to fees.
- Categorical Tuition Waivers: The Commonwealth of Massachusetts provides tuition waivers to eligible (1) Veterans (2) Native Americans (3) Senior Citizens (4) members of the Armed Forces (5) Clients of the Massachusetts Rehabilitation Commission or Commission for the Blind.
- City of Worcester Tuition Waiver: The city of Worcester issues up to five 100% tuition waivers per semester, for the fall and spring semesters, to employees of the city of Worcester.
- DSS Adopted Children Tuition Waiver is designed to lessen the financial burden on adopting parents in the Commonwealth. This Waiver extends eligibility to all children and young adults, age twenty-four or under, adopted through the Department of Social Services by state employees or eligible Massachusetts residents, regardless of the date of adoption. Fees may be covered through a state grant for state-supported courses. You must provide the letter from DCF stating that you qualify for the program to the QCC Financial Aid Office.
- DSS Tuition Waiver for Foster Care Children is designed to provide financial support for higher education to foster children in state custody who were neither adopted nor returned home. Fees may be covered through a state grant for state-supported courses. You must provide the letter from DCF stating that you qualify for the program to the QCC Financial Aid Office.
- Higher Education Employee Tuition Waiver: Employees of institutions of higher education in the state of Massachusetts are eligible for a tuition waiver for themselves, their spouses and their dependent children. Full time employees may receive a 100% waiver, part time employees receive 50%.
- Human Service Provider Tuition Waiver is a program of the Massachusetts Council of Human Service Providers Inc., eligible employees of certain Human Service Providers may receive a 100% tuition waiver by submitting a Certificate of Employee Eligibility for Tuition Remission approved by their Human Resources representative. Qualification of an organization as an Eligible Human Services Provider will be determined on the basis of lists of providers under contract with the Commonwealth that are maintained by the Comptroller of the Commonwealth.
- Massachusetts National Guard Tuition Waiver: Certain eligible members of the Massachusetts National Guard may receive a 100% tuition waiver for up to 30 credit hours per school year. A certificate for this waiver must be issued by the member's unit Administration or Education office.
- Need Based Tuition Waiver is a state-funded program available to needy Massachusetts residents attending public colleges and registered for at least three credits. Eligibility is determined by the college according to state regulations. If you receive any other type of tuition waiver you may not receive this need-based tuition waiver as well. The amount of the waiver cannot exceed the cost of tuition.
- Quinsigamond Community College Full-Time Employee Tuition and Fee Waiver: QCC employees, their spouses and their dependents are eligible for a 100% waiver of tuition charges. In addition, employees may receive a 100% waiver of educational fee charges. Spouses and dependents of employees may receive a 50% waiver of educational fee charges.
- Stanley Z. Koplik Certificate of Mastery Tuition Waiver: Honors students who are awarded Stanley Z. Koplik Certificate of Mastery Awards by the Department of Education.
- September 11, 2001 Tragedy Tuition Waiver provides a 100 percent tuition waiver to children and widowed spouses of Massachusetts residents for any state supported course or program offered by a Massachusetts public college or university.
- State Employee Tuition Waiver: Employees of Massachusetts state agencies are eligible for a 100% tuition waiver for themselves and their spouses.
- Valedictorian Program Tuition Waiver: Honors students who were designated as valedictorians by a Massachusetts High School.
The QCC Foundation scholarship application is available online. There is only one application to complete. The system will automatically match you to any and all scholarships that you are eligible for. The majority of scholarships listed below are awarded through the application process; however, there are a few that are awarded either by the Financial Aid Office or the academic programs.
Scholarships available through the QCC Foundation
- Alumni Scholarship: Funds are raised through the efforts of QCC alumni to support current students. Awarded in the fall and spring.
- Amy H. Carberry Endowed Scholarship: Awarded to an exemplary student with demonstrated financial need who is studying the arts or participating in arts activities.
- Andreana Grimaldo Women in STEM Scholarship: The Andreana Grimaldo Women iin STEM Scholarship provides a scholarship to a deserving student who identifies as female and is passionate in furthering her education in a STEM field. Andreana was her students' biggest cheerleader, and this scholarship will continue her life's mission of supporting and encouraging women to get involved in mathematics and science studies. Awarded to females in STEM programs, with a preference for engineering.
- Ann R. Carroll Scholarship: Established by QCC to recognize Ann Carroll’s 25 years of distinguished service to the College. Ms. Carroll retired as Vice President of Enrollment and Student Services. Awarded to a student leader involved in QCC Athletics or an approved QCC Student Club or Activity.
- Aram and Mary Tashjian Scholarship: Awarded annually in the fall and spring to a deserving QCC student in the Human Services program or pursuing Psychology or Social Sciences.
- Barbara Olson and Kathy Fournier Memorial Nursing Scholarship: Established in memory of two nurses from Harrington Hospital. The scholarship was developed to assist students pursuing a career in nursing.
- Captain James L. McDonald Memorial Scholarship: Awarded to a student in the fire science program who graduated from a Worcester Public High School.
- Carmen Tobin Nursing Scholarship: In memory of Carmen Tobin who graduated from the Quinsigamond Community College Nursing Program, this scholarship is funded through the Greater Worcester Community Foundation and is awarded each year to assist students in achieving their Nursing degree.
- Carol Lawson Memorial Scholarship: Established in memory of Carol Lawson who served as the Director of the QCC Early Childhood Education Lab School from 1991 to 2000. The award is given each spring to a student in the Early Childhood Education program.
- Cornelius B. and Edna P. Spencer Scholarship: Awarded to a student enrolled in any degree program with a commitment to community involvement and a minimum GPA of 2.5. Preference is given to US citizens who are of African descent.
- DCU Last Mile Scholarship: Funded by the Digital Federal Credit Union (DCU), this scholarship is awarded to students with financial barriers that prevent them from completing their final semester to graduate.
- The Delta Dental of Massachusetts Scholarship in Honor of Dennis J. Leonard: This scholarship, in honor of Dennis Leonard, longtime President and CEO of Delta Dental of Massachusetts (DDMA), retired in March of 2023, supports DDMA's goal of increasing diversity, equity and inclusion in dentistry and creates greater opportunities for students of color to enter the dentistry profession.
- Dental Hygiene Alumni Scholarship: Awarded to dental hygiene students.
- Dr. and Mrs. Michael Theerman Scholarship: Awarded to a student in the health professions.
- Dr. Gail Carberry Vocational and Technical Scholarship: Funded by the QCC Foundation and the Bay Path Education Foundation, this scholarship is awarded to Bay Path Regional Vocational Technical High School graduates who attend QCC. Apply to the BPBTHS Foundation during senior year.
- Dr. Roger S & Mary E LaBonte Scholarship: In memory of Anna (Boehnke) LaBonte, a self educated immigrant to the United States in the 20th Century who was unable to obtain a formal education due to societal limitations of her times, which left many immigrants and citizens alike discriminated against. Preference is given to students who are in a health care program, a single parent, in a minority population.
- The Francis A. and Jacquelyn H. Harrington Foundation Scholarship: Awarded for credit and non-credit coursework for residents in Main South Worcester.
- Gene Haas Manufacturing Scholarship: Funded by the Gene Haas Foundation and awarded to students in the manufacturing program.
- Fuller Foundation Scholarship: The Fuller Foundation has donated funds to assist non-traditional students with high academic achievement and financial need.
- Heiten Auto Tech Scholarship: Awarded to a student in the automotive technology program.
- Hermann Foundation Scholarship: Awarded to student with financial need and academic achievement.
- J. Allan Chupka Memorial Scholarship: Established in the memory of J. Allan Chupka, who served as Registrar and later as Chairperson of the Business Department at Quinsigamond Community College. This scholarship is open to all full-time students at Quinsigamond Community College. The award is based on academic achievement and financial need.
- Jack and Steven Toney Memorial Scholarship: Established through donations and awarded in memory of Jack Toney and Steven Toney, sons of QCC's former vice president of academic affairs, Pat Toney.
- Jeanne Remillard Curtis Nursing Scholarship: Awarded to students enrolled in the nursing program.
- Jessica Simone Memorial Scholarship: In memory of Jessica Simone, a Radiologic Technology student who passed away in the fall of 2021. Awarded to a student with financial need and a minimum GPA of 3.0. Preference given to single parents.
- Kathleen Griffin Jennings Nursing Scholarship: Awarded to a non-traditional nursing student in the Nursing Education program with demonstrated financial need.
- Luzviminda Dy Recla Scholarship: Awarded to an Engineering Student with financial need.
- Mass Dental Hygiene Association Scholarship: Awarded to a dental hygiene student.
- Maykel Family Scholarship: Awarded to a dental hygiene student.
- Olga Lopez-Hill Scholarship: Awarded to a student involved in community service.
- Patricia Lamusta Memorial Scholarship: Established in memory of Patricia Lamusta, who served as a secretary in the Registrar's Office at Quinsigamond Community College. Open to students in the Business Administration Career and Administrative Professional degree or Clerical Office certificate programs.
- Paul Connell Memorial Scholarship: Awarded in memory of Professor Paul Connell.
- Professor Paul Rossman History/Political Science Memorial Award: Awarded to a student who is passionate about Political Science or History and has a minimum GPA of 3.0.
- QCC Employee Memorial Scholarship: Funded by donations made in memory of QCC employees.
- QCC Foundation Scholarships: The QCC Foundation Scholarship program awards students for academic achievement and considerable financial need.
- Radiologic Technology Scholarship: Awarded to radiologic technology students.
- Rev. Dr. Martin Luther King, Jr. Scholarship: The Rev. Dr. Martin Luther King, Jr. Scholarship is awarded each year to a student who represents the ideals of the Reverend Dr. Martin Luther King, Jr., nominated by members of the QCC community.
- RISE Campaign Endowed Scholarship: Funds raised through the RISE (Regional Investment in Service and Education) campaign.
- Robert Mortell Memorial Scholarship: Awarded to a student in either the Fire Science, Criminal Justice or Emergency Medical Services programs who have high academic achievement and financial need.
- Roland Lajoie Scholarship: Established in memory of faculty member Roland Lajoie. This scholarship is awarded to a student enrolled in a humanities or social sciences academic program. The student must have completed 12 credits, maintained a 3.0 GPA or better and demonstrate financial need.
- Ronald E. Josephson '70 Memorial Scholarship: In memory of QCC's dear friend, alumnus, Guardian and colleague Ron Josephson. Awarded to students in the Electronics Technology programs.
- Ruth C. Pelkey Memorial Nursing Scholarship: Awarded in the fall and the spring of each academic year to a prospective QCC Nursing IV student.
- SALMON Health and Retirement Nursing Scholarship: SALMON is partnering with QCC to offer two $5,000 scholarships (half in fall, half in spring) to current nursing students. Preference is given to current SALMON employees. If not a SALMON employee, a commitment for employment (either part-time while in school and/or one year after graduation) is required for acceptance of this scholarship.
- Santander Scholarship: Funded with donations from Santander Bank, N.A., these scholarships are awarded to first-generation college students with financial need.
- Sharon Kerr Richardson Scholarship: Awarded to a Dental Hygiene student with financial need.
- The Weiss-Belding Scholarship in Social Sciences: Established in memory of Meredith Anne Weiss, who served in both administrative roles and as Social Science faculty at QCC from 1979-2020. Awarded to students in the Social Sciences with financial need.
- United Parcel Service (UPS) Scholarship: Awarded to students with high academic performance and financial need.
- Worcester City Hospital School of Nursing Alumni Scholarship/Claire E. Hayes RN Scholarship: Awarded to an LPN student with a minimum GPA of 3.0 and a resident of Worcester County. Preference is given to a graduate or relative of a graduate of the Worcester City Hospital School of Nursing.
- Worcester City Hospital School of Nursing Alumni Scholarship/Mary Clifford RN Scholarship: Awarded to an RN student with a minimum GPA of 3.0 and a resident of Worcester County. Preference is given to a graduate or relative of a graduate of the Worcester City Hospital School of Nursing.
- Worcester Rotary Club Scholarship: Awarded to a non-traditional student
Please note: scholarships are subject to available funding.
Scholarship agencies contact us with opportunities for students to apply for outside scholarships. They are listed below. Please note that QCC is not affiliated with these scholarships and interested students must apply on their own and ask any questions to the scholarship agency directly.
Loans
Federal Direct Loans (Subsidized & Unsubsidized): A federal loan that must be repaid under the terms of a promissory note. Only borrow the loan if you absolutely need this funding. You must be enrolled for a minimum of six credits to be eligible for the direct loan. Subsidized loans do not accrue interest until you enter repayment. Unsubsidized loans accrue interest upon disbursement.
Parent PLUS Loans: A federal loan that must be repaid under the terms of a promissory note. The borrower is the parent of a student. Parent PLUS loans accrue interest upon disbursement. Repayment begins sooner than federal student loans, but a parent may request a deferment of repayment while the student is in school and up to 6 months after. Parent PLUS loans are not guaranteed- the parent borrower must pass a credit check to qualify.
Private Education Loans: Private education loans must be repaid by the borrower under the terms of a promissory note. Borrowers must pass a credit check to qualify and may need a cosigner (another individual who agrees to be responsible for the repayment of the loan). Terms and conditions, as well as interest rates, vary among lenders and are often less advantageous than federal student loans. QCC does not have a preferred lenders list. We recommend you research more than one lender to determine which loan is the best for you.
Federal Work Study Employment
The Federal Work Study program provides an excellent opportunity for students with financial need to work in part-time jobs, up to 20 hours per week. You will earn money to assist you with college expenses while gaining work experience. Work study jobs are available on-campus and off-campus in community service organizations and schools in the Worcester area. You may also be able to create your own work study job. Limited funding is available for each academic year.
The pay rate for work study starts at $15.00 per hour. The amount of your award will depend on your pay rate, the amount of financial need that you have and the number of hours that you work. You will receive a paycheck every two weeks for the hours worked in the previous pay period.
To apply for a Federal Work Study position, submit a completed Student Job Request Form to the Financial Aid Office.
Contact us if you have any questions. Please stop by second floor of the HLC, email us at financialaid@qcc.mass.edu or call us at 508.854.4261.
Scholarship Resources
Check out these comprehensive sites for more information on many external scholarship programs you may be eligible for.
Olga Lopez-Hill Scholarship
Income Tax Incentives
Federal Tax Credits
The tax code provides a variety of tax incentives for families who are saving for, or already paying, higher education costs or are repaying student loans.
You may be able to claim an American Opportunity Tax Credit and Lifetime Learning Credit for the qualified tuition and related expenses of the students in your family (i.e., you, your spouse, or an eligible dependent) who are enrolled in eligible educational institutions. Different rules apply to each credit.
You may also be able to deduct interest you pay on a qualified student loan.
Massachusetts Tax Credits
The Commonwealth offers a variety of education-related tax deductions.